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Payment Arrangement Scams

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Payment Arrangement For Roofing Scams

Payment Arrangement For Roofing Scams

How you and your roofer set up the payment arrangements for his services can determine how your roofing project will progress. Good roofers typically like to set up three payment phases. The first to be after the old roof is torn off and dry-in phase is complete. The second will be after the new roof materials are delivered. The third is for the final and completed roof project.

Some roofing companies like to minimize the payment arrangements to two phases or even one payment to be made at the completion of the project. These types of arrangements suggest the companies are secure in themselves with their own financial well-being. This is a good indication of the type of company you would be well advised to use.

You should never get talked into prepayments or deposits made to the roofer in anticipation of starting your roof project. This is a good way to get ripped-off and the better roofing companies will not do this to you. If in the odd event that it becomes necessary, you should be given some contractual agreements as well as information as to how you can verify what the roofer is telling you. This would be like speaking to the material distributor or manufacturer for their arrangements with this roofer. Be very careful here and verify all the reasons you have been given. Don't get ripped-off.

All payments you make for new roofs should always be precluded by a lien release for any materials and labor used up to the date of the payment. The lien release assures you legally that you will not have a lien filed on your property later after the roofer has left for any unpaid materials used or work that was performed on your property for the new roof.

Though you should expect multiple payment arrangements for new roofs, it is very unusual for you to be asked to make multiple payments for roofing repairs. Repairs take far less time to perform and complete so multiple payment arrangements do not make sense. Good roofers will only bill you at the completion of the repairs. Don't be tricked by the others.

We will be glad to assist you in understanding all of the lien rights' rules and how they benefit you. We will help you deal with the uncertainties you may have in making sure that your interests are taken care of. Did you know that some manufacturers and distributors send out "Notice To Owners" or NTO's, shortly after materials have arrived at your property? This is nothing to fear. It is a notice that the manufacturer or distributor is telling you that if the roofer does not pay for the materials, they intend to file a lien on your property so they can recoup their payments. These are misunderstood and cause a lot of worry but if you receive a lien release prior to your issuing a payment to the roofer, the process is complete with no harm to you. It is always a good idea to contact the manufacturer or the distributor that issued the NTO. Do this to verify the lien release you have in hand is valid. They will be happy to work with you when they realize you are helping them just as you are helping yourself.

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